Auto Loan Calculator

Calculate monthly car payments, total interest costs, and amortization schedule. Compare different loan terms and down payment options.

Loan Details

Total cost of the vehicle before taxes and fees
20%
Initial payment amount or trade-in value
Length of the loan in months
5.5%
Annual Percentage Rate (APR)
Value of your current vehicle (optional)
State and local sales tax percentage

Amortization Schedule

▼
Month Payment Principal Interest Balance
Click Calculate to see amortization schedule

Loan Analysis

Detailed breakdown of your auto loan payments

Loan Payment Breakdown
Monthly Payment
$0
Principal + Interest
Total Loan Amount
$0
Amount Financed
Total Interest
$0
Over loan term
Total Cost
$0
Vehicle + Interest
Vehicle Price $0
Down Payment -$0
Trade-in Value -$0
Sales Tax +$0
Amount Financed $0
🚗 Auto Loan Insights
• A larger down payment reduces your monthly payment and total interest.
• Shorter loan terms have higher monthly payments but lower total interest.
• Consider getting pre-approved for better interest rates.
Loan Balance Over Time
⚡ Quick Term Comparison
Compare different loan terms to find the best option for your budget.
36 mo
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48 mo
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60 mo
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72 mo
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